Equity is a powerful thing. Many individuals will refinance their home to send their kids to school, do that big renovation, consolidate debt or go on that trip of a lifetime. Big expenditures can take a toll on cash flow but by refinancing, you can leverage your equity and not be cash poor.  Understanding refinancing options and the costs associated with it is key. One of our CENTUM mortgage brokers are here to walk you through every step of the process. 


Home renovations are exciting for any home owner but they shouldn’t burden you financially. Talk to a CENTUM mortgage broker about your renovation or project. Whether you are updating your home from the 70’s to 2017 or looking to reduce your carbon footprint, CENTUM has a solution for you. You can add value/equity to your home through renovations and we can also help finance those unexpected maintenance costs that come with home ownership.


Debt Consolidation

Are you carrying a lot of debt? Paying high-interest costs? Consolidating your debt into one loan can save you money! With one simple payment, your finances are better organized and will save you time.


Reasons why to consolidate


Reach out to an agent today to discuss Debt Consolidation. 


Lines of Credit

Depending on the amount of equity in your home (the value of your home minus any debts secured against it) you may qualify for an equity line of credit.  A home equity line of credit is secured against your home making the rates much lower than traditional unsecured lines of credit from your bank.  They can be used for a variety of things, such as:


Having funds readily available when you need them provides you with financial piece of mind.  The fact that it’s a lower rate is a bonus.  Contact one of our CENTUM mortgage brokers today to get started!