Why Use a Mortgage Broker

We are here every step of the way! We are your personal shopper to help navigate buying a home for the first time, refinancing your current ...

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Mortgages 101

Whether you’re taking the plunge into real estate for the first time or maybe you’d just like a refresher, we’re here to make things e...

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Cost of a Mortgage Broker

The best thing about working with one of our CENTUM mortgage brokers is that our services are free. Reach out to us for a question or comple...

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Mortgage Renewal

Most Canadian homeowners stay with their existing mortgage lender because they believe it is too time consuming to get a better mortgage rat...

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Buying a Home

First Time Home Buyer?   We want to be by your side on this exciting journey! Our commitment is to provide you with the advice and guidan...

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Home Equity Loans

A home equity loan is a type of loan that enables you to use the equity you’ve built in your home as collateral to borrow money. Like a pr...

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A Reverse Mortgage

A reverse mortgage is the ability to access equity within your home. At CENTUM, we can access up to 55% of your home’s value.   How...

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Refinancing

Equity is a powerful thing. Many individuals will refinance their home to send their kids to school, do that big renovation, consolidate deb...

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Switch / Renewal

When you get close to your renewal date and come to the fork in the road let a CENTUM mortgage broker help guide you down the trail of renew...

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Investing In a New Property

You’ve purchased your home and now you’re looking for that second property. Whether it is a place to put your feet up on the weekends or...

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Frequently Asked Questions

How much can I afford to pay for a home?   To determine ‘affordability’ you will first need to know your taxable income along wit...

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Mortgage Glossary

We do our best as your Mortgage Professional to explain the details of your mortgage needs with you. A mortgage is by far the largest financ...

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Useful Links

Below you will find a wide variety of resources and information relating to the mortgage process. We're here to help and we encourage yo...

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" A mortgage pre-approval is the process of confirming an individual’s creditworthiness prior to having a mortgage purchase contract in pl...

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